Press Releases: Ruppert Nurseries, Inc. - Landscape Management, Landscape Installation, Nursery

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Sandy Spring Bancorp Announces Election of Director
February 11, 2002

Olney, Maryland - Sandy Spring Bancorp, Inc. (Nasdaq:SASR) is pleased to announce the election of Craig A. Ruppert to the Board of Directors. "The Board is pleased to appoint an individual with Mr. Ruppert's banking and business background. We believe his outstanding support of the community as well as his business accomplishments will greatly enhance the makeup of our Board," states Drew Stabler, Chariman of the Board of Directors.

Craig Ruppert
Chief Executive Officer

Mr. Ruppert attended the University of Maryland and Harvard Business School with studies focused on business, finance, personnel and marketing. As President, Mr. Ruppert has developed the Ruppert Companies into a dynamic and diverse organization. In addition, he also served 6 years on the Board of the Federal Reserve Bank of Richmond. Hunter Hollar, President and Chief Executive Officer of Sandy Spring Bancorp, states, "As a long time client of Sandy Spring and an owner and operator of successful businesses in our area, Mr. Ruppert will bring a valuable perspective to our Board of Directors."

Over the years, Mr. Ruppert has been involved in a number of community activities including serving on the Easter Seal Board. As Regional Chair for the Food for the Poor organization, Mr. Ruppert participates in goodwill and/or homebuilding trips to both Haiti and Jamaica. He has been awarded the Arthur Anderson Award for Best Business Practice, the Leadership Washington Award for his work with the Kennedy Playground Renovation and the U.S. President's Service Award.

Mr. Ruppert is a lifelong resident of Montgomery County and currently lives in Laytonsville with his wife and 5 children.

About Sandy Spring Bancorp/Sandy Spring Bank

With over $2 billion in assets, Sandy Spring Bancorp is the holding company for Sandy Spring Bank and its principle subsidiaries, Sandy Spring Insurance Corporation and The Equipment Leasing Company. Sandy Spring Bancorp is the third largest publicly traded banking company headquartered in Maryland. Sandy Spring is a community banking organization that focuses its lending and other services on businesses and consumers in the local market area. Independent and community-oriented, Sandy Spring traces its origin to 1868 and offers a broad range of commercial banking, retail banking and trust services through 30 community offices and 45 ATMs located in the Anne Arundel, Howard, Montgomery, and Prince George's counties in Maryland. Visit us at www.ssnb.com for our online banking products and services.

For additional information or questions, please contact:

Hunter R. Hollar, President & Chief Executive Officer
Sandy Spring Bancorp
17801 Georgia Avenue
Olney, Maryland 20832
800-399-5919
E-mail: hhollar@ssnb.com
Web site: www.ssnb.com